Boone, Blowing Rock and Banner Elk North Carolina real estate listings, home buying, selling and relocation information

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Greetings From The High Country ! 828-262-1836 ext. 19.

For Sellers: Boone, Blowing Rock and Banner Elk North Carolina home buying, real estate listings, and homes for sale in Watauga County, NC

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Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Q	Who is the world's largest landowner?
A	The United States government, with holdings of 728.8 million acres of land.
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Marty Rice, REALTORŽ, real estate agent and broker for Boone, Blowing Rock and Banner Elk North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Marty Rice
Coldwell Banker Blair and Associates
2408 Highway 105 South
Boone, NC, 28607
TOLL FREE: 800-473-2653
OFFICE: 828-262-1836
MOBILE: 828-773-1874
DIRECT:: 828-264-8000
MartyRice@bellsouth.net
I can make your move to The High Country a great experience whether you are an investor, family, or young professional!

If you are an App State parent looking to purchase student housing, call me for expert advice on how to get into a townhouse with a low down payment plus closing costs.

If you are looking for a seasonal home, count on me to find you the vacation communities that cater to your interests!

If you are moving your family here, count on me to find you the perfect home and get you acquainted with the community.

I have lived and been involved in The High Country since 1979 - raised my family here. I know the doctors, attorneys, schools, churches, and all the sports teams!

Let me be your "High Country Connection" to acquaint you with our beautiful Blue Ridge Mountain community!

Are you planning to sell? I will customize a Comparative Market Analysis just for you. My skill at pricing homes, marketing strategies, commitment to service and communication has helped sell my homes in record time. Just call or email me I would love to make your next move the best youve ever made!

Marty Rice -Licensed North Carolina Realtor

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NUMBER1EXPERT™ in real estate for Boone, Blowing Rock and Banner Elk, North Carolina

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