Boone, Blowing Rock and Banner Elk North Carolina real estate listings, home buying, selling and relocation information

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"After her many years living, working, and raising her family in the mountains...
Sherry S. NovakMay 2007
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Greetings From The High Country ! 828-262-1836 ext. 19.

For Sellers: Boone, Blowing Rock and Banner Elk North Carolina home buying, real estate listings, and homes for sale in Watauga County, NC

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What famous writer's home is Rowan Oak?
A	Rowan Oak in Oxford, Mississippi, was the home of William Faulkner from 1930 until his death in 1962.
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Marty Rice, REALTORŽ, real estate agent and broker for Boone, Blowing Rock and Banner Elk North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Marty Rice
Coldwell Banker Blair and Associates
2408 Highway 105 South
Boone, NC, 28607
TOLL FREE: 800-473-2653
OFFICE: 828-262-1836
MOBILE: 828-773-1874
DIRECT:: 828-264-8000
MartyRice@bellsouth.net
I can make your move to The High Country a great experience whether you are an investor, family, or young professional! If you are an App State parent looking to purchase student housing, call me for expert advice on how to get into a townhouse with a low down payment plus closing costs.

If you are looking for a seasonal home, count on me to find you the vacation communities that cater to your interests!

If you are moving your family here, count on me to find you the perfect home and get you acquainted with the community. I have lived in The High Country for 26 years and raised a family here. I know the doctors, attorneys, schools, churches, and all the sports teams! Let me be your High Country Connection to acquaint you with our beautiful Blue Ridge Mountain community!

Are you planning to sell? I will customize a Comparative Market Analysis just for you. My skill at pricing homes, marketing strategies, commitment to service and communication has helped sell my homes in record time. Just call or email me I would love to make your next move the best youve ever made! Marty Rice -Licensed North Carolina Realtor

www.MartyRice.com is brought to you by Marty Rice
NUMBER1EXPERT™ in real estate for Boone, Blowing Rock and Banner Elk, North Carolina

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