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Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Who is the world's richest living person?

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William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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Living in Charlotte and selling in Boone was not easy until I found Marty...
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Marty Rice, REALTOR®, real estate agent and broker for Boone, Blowing Rock and Banner Elk North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Marty Rice
Coldwell Banker Blair and Associates

2408 Highway 105 South
Boone, NC, 28607
TOLL FREE: 800-473-2653
OFFICE: 828-262-1836
MOBILE: 828-773-1874
DIRECT:: 828-264-8000
MartyRice@bellsouth.net

I can make your move to The High Country a great experience – whether you are an investor, family, or young professional!

If you are an App State parent looking to purchase student housing, call me for expert advice on how to get into a townhouse with a low down payment plus closing costs.

If you are looking for a seasonal home, count on me to find you the vacation communities that cater to your interests!

If you are moving your family here, count on me to find you the perfect home and get you acquainted with the community.

I have lived and been involved in The High Country since 1979 - raised my family here. I know the doctors, attorneys, schools, churches, and all the sports teams!

Let me be your "High Country Connection" to acquaint you with our beautiful Blue Ridge Mountain community!

Are you planning to sell? I will customize a Comparative Market Analysis just for you. My skill at pricing homes, marketing strategies, commitment to service and communication has helped sell my homes in record time. Just call or email me – I would love to make your next move the best you’ve ever made!

Marty Rice -Licensed North Carolina Realtor


MLSCRSEqual HousingREALTOR
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Coldwell Banker Blair and Associates real estate and homes for sale in Boone, Blowing Rock and Banner Elk North Carolina

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