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Underwriting |
The process of analyzing a borrower's capability
to honor repayment of a loan (evaluating his or her credit, assets, employment)
along with the value of the property being purchased, to help minimize the risk
involved for the party lending the purchase money |
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Unilateral contract |
A one-sided contract in which only one party is
legally under obligation by the terms of the contract; one party promises an
action to the second party, who is not legally required to respond, but if the
second part does comply, then the first party is obligated to honor the promise
made |
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Unsecured loan |
A loan that is not guaranteed by
collateral |
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Usury |
The act of charging more than the maximum rate
of interest permitted by law |
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Did I Miss the Word YOU Are Looking For? Is there a real estate word that I failed to explain here in my dictionary for homebuyers and sellers? Let me be your personal real estate dictionary! I'll send a brief explanation of any word or term that you encounter when buying and selling property. Do you have a suggestion of a real estate word that should be included? Let me know! I always appreciate feedback. Do any of these definitions raise questions for you? Didn't find the word you're looking for? Let me know! I'm happy to answer ANY questions. It's my job! There's no obligation, and I promise to get back to you quickly... 
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Marty Rice
Coldwell Banker Blair and Associates
2408 Highway 105 South
Boone, NC, 28607
TOLL FREE: 800-473-2653
OFFICE: 828-262-1836
MOBILE: 828-773-1874
DIRECT:: 828-264-8000
MartyRice@bellsouth.net
I can make your move to The High Country a great experience – whether you are an investor, family, or young professional!
If you are an App State parent looking to purchase student housing, call me for expert advice on how to get into a townhouse with a low down payment plus closing costs.
If you are looking for a seasonal home, count on me to find you the vacation communities that cater to your interests!
If you are moving your family here, count on me to find you the perfect home and get you acquainted with the community.
I have lived and been involved in The High Country since 1979 - raised my family here. I know the doctors, attorneys, schools, churches, and all the sports teams!
Let me be your "High Country Connection" to acquaint you with our beautiful Blue Ridge Mountain community!
Are you planning to sell? I will customize a Comparative Market Analysis just for you. My skill at pricing homes, marketing strategies, commitment to service and communication has helped sell my homes in record time. Just call or email me – I would love to make your next move the best you’ve ever made!
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Boone, Blowing Rock and Banner Elk, North Carolina
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